{"id":331,"date":"2024-06-26T10:03:02","date_gmt":"2024-06-26T06:33:02","guid":{"rendered":"https:\/\/bitazar.com\/blog\/?p=331"},"modified":"2025-05-10T19:29:53","modified_gmt":"2025-05-10T15:59:53","slug":"what-is-stellar-digital-currency","status":"publish","type":"post","link":"https:\/\/bitazar.com\/blog\/what-is-stellar-digital-currency\/","title":{"rendered":"\u0627\u0631\u0632 \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0627\u0633\u062a\u0644\u0627\u0631 \u0686\u06cc\u0633\u062a"},"content":{"rendered":"\n<p>\u0627\u0631\u0632\u0647\u0627\u06cc \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0628\u0647 \u0633\u0631\u0639\u062a \u062f\u0631 \u062d\u0627\u0644 \u062a\u0628\u062f\u06cc\u0644 \u0634\u062f\u0646 \u0628\u0647 \u06cc\u06a9\u06cc \u0627\u0632 \u0627\u062c\u0632\u0627\u06cc \u0627\u0635\u0644\u06cc \u062f\u0646\u06cc\u0627\u06cc \u0645\u0627\u0644\u06cc \u0648 \u062a\u06a9\u0646\u0648\u0644\u0648\u0698\u06cc \u0647\u0633\u062a\u0646\u062f. \u06cc\u06a9\u06cc \u0627\u0632 \u0627\u06cc\u0646 \u0627\u0631\u0632\u0647\u0627\u06cc \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u06a9\u0647 \u0627\u062e\u06cc\u0631\u0627\u064b \u062a\u0648\u062c\u0647 \u0632\u06cc\u0627\u062f\u06cc \u0631\u0627 \u0628\u0647 \u062e\u0648\u062f \u062c\u0644\u0628 \u06a9\u0631\u062f\u0647 \u0627\u0633\u062a\u060c \u0627\u0631\u0632 \u0627\u0633\u062a\u0644\u0627\u0631 \u0627\u0633\u062a. \u062f\u0631 \u0627\u06cc\u0646 \u0645\u0642\u0627\u0644\u0647\u060c \u0645\u0627 \u0628\u0647 <strong>\u0645\u0639\u0631\u0641\u06cc \u0627\u0631\u0632 \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0627\u0633\u062a\u0644\u0627\u0631<\/strong> \u0645\u06cc\u200c\u067e\u0631\u062f\u0627\u0632\u06cc\u0645 \u0648 \u062a\u0645\u0627\u0645\u06cc \u062c\u0648\u0627\u0646\u0628 \u0622\u0646 \u0631\u0627 \u0645\u0648\u0631\u062f \u0628\u0631\u0631\u0633\u06cc \u0642\u0631\u0627\u0631 \u0645\u06cc\u200c\u062f\u0647\u06cc\u0645.<\/p>\n\n\n\n<p>\u0627\u0631\u0632 \u0627\u0633\u062a\u0644\u0627\u0631 \u0628\u0627 \u0647\u062f\u0641 \u0627\u06cc\u062c\u0627\u062f \u06cc\u06a9 \u0634\u0628\u06a9\u0647 \u067e\u0631\u062f\u0627\u062e\u062a \u062c\u0647\u0627\u0646\u06cc \u0637\u0631\u0627\u062d\u06cc \u0634\u062f\u0647 \u0627\u0633\u062a \u06a9\u0647 \u0628\u062a\u0648\u0627\u0646\u062f <a href=\"https:\/\/bitazar.com\/\"><strong>\u062e\u0631\u06cc\u062f \u0627\u0631\u0632 \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644<\/strong><\/a><strong> <\/strong>\u0631\u0627 \u0633\u0631\u06cc\u0639\u200c\u062a\u0631 \u0648 \u0627\u0631\u0632\u0627\u0646\u200c\u062a\u0631 \u0627\u0632 \u0633\u06cc\u0633\u062a\u0645\u200c\u0647\u0627\u06cc \u0633\u0646\u062a\u06cc \u0627\u0646\u062c\u0627\u0645 \u062f\u0647\u062f. \u0627\u06cc\u0646 \u0634\u0628\u06a9\u0647 \u0628\u0647 \u06a9\u0627\u0631\u0628\u0631\u0627\u0646 \u0627\u0645\u06a9\u0627\u0646 \u0645\u06cc\u200c\u062f\u0647\u062f \u062a\u0627 \u0628\u0647 \u0631\u0627\u062d\u062a\u06cc \u0627\u0631\u0632\u0647\u0627\u06cc \u0645\u062e\u062a\u0644\u0641 \u0631\u0627 \u062a\u0628\u062f\u06cc\u0644 \u06a9\u0646\u0646\u062f \u0648 \u0627\u0632 \u06a9\u0627\u0631\u0645\u0632\u062f\u0647\u0627\u06cc \u0628\u0627\u0644\u0627\u06cc \u0627\u0646\u062a\u0642\u0627\u0644\u0627\u062a \u0628\u06cc\u0646\u200c\u0627\u0644\u0645\u0644\u0644\u06cc \u062c\u0644\u0648\u06af\u06cc\u0631\u06cc \u06a9\u0646\u0646\u062f.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0622\u0634\u0646\u0627\u06cc\u06cc \u0628\u0627 \u0627\u0631\u0632 \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0627\u0633\u062a\u0644\u0627\u0631 (XLM )<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"508\" src=\"https:\/\/bitazar.com\/blog\/wp-content\/uploads\/2024\/06\/image2-24-1024x508.jpg\" alt=\"\u0622\u0634\u0646\u0627\u06cc\u06cc \u0628\u0627 \u0627\u0631\u0632 \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0627\u0633\u062a\u0644\u0627\u0631 (XLM )\" class=\"wp-image-339\" srcset=\"https:\/\/bitazar.com\/blog\/wp-content\/uploads\/2024\/06\/image2-24-1024x508.jpg 1024w, https:\/\/bitazar.com\/blog\/wp-content\/uploads\/2024\/06\/image2-24-300x149.jpg 300w, https:\/\/bitazar.com\/blog\/wp-content\/uploads\/2024\/06\/image2-24-768x381.jpg 768w, https:\/\/bitazar.com\/blog\/wp-content\/uploads\/2024\/06\/image2-24.jpg 1100w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u0627\u0633\u062a\u0644\u0627\u0631 \u06cc\u06a9 \u0634\u0628\u06a9\u0647 \u0628\u0644\u0627\u06a9\u0686\u06cc\u0646 \u0627\u0633\u062a \u06a9\u0647 \u0628\u0631\u0627\u06cc \u062a\u0633\u0647\u06cc\u0644 \u0627\u0646\u062a\u0642\u0627\u0644\u0627\u062a \u0645\u0627\u0644\u06cc \u0628\u06cc\u0646\u200c\u0627\u0644\u0645\u0644\u0644\u06cc \u0648 \u0627\u06cc\u062c\u0627\u062f \u062f\u0633\u062a\u0631\u0633\u06cc \u0628\u0647 \u062e\u062f\u0645\u0627\u062a \u0645\u0627\u0644\u06cc \u0628\u0631\u0627\u06cc \u0627\u0641\u0631\u0627\u062f\u06cc \u06a9\u0647 \u0628\u0647 \u0627\u06cc\u0646 \u062e\u062f\u0645\u0627\u062a \u062f\u0633\u062a\u0631\u0633\u06cc \u0646\u062f\u0627\u0631\u0646\u062f\u060c \u0637\u0631\u0627\u062d\u06cc \u0634\u062f\u0647 \u0627\u0633\u062a. \u0627\u06cc\u0646 \u0634\u0628\u06a9\u0647 \u062a\u0648\u0633\u0637 \u0628\u0646\u06cc\u0627\u062f \u062a\u0648\u0633\u0639\u0647 \u0627\u0633\u062a\u0644\u0627\u0631 (Stellar Development Foundation) \u062f\u0631 \u0633\u0627\u0644 2014 \u0627\u06cc\u062c\u0627\u062f \u0634\u062f.<\/p>\n\n\n\n<p>\u0647\u062f\u0641 \u0627\u0635\u0644\u06cc <strong>\u0627\u0631\u0632 \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0627\u0633\u062a\u0644\u0627\u0631<\/strong><strong> \u0627<\/strong>\u06cc\u062c\u0627\u062f \u06cc\u06a9 \u0633\u06cc\u0633\u062a\u0645 \u0645\u0627\u0644\u06cc \u063a\u06cc\u0631\u0645\u062a\u0645\u0631\u06a9\u0632 \u0627\u0633\u062a \u06a9\u0647 \u0628\u0647 \u0627\u0641\u0631\u0627\u062f \u0648 \u0645\u0648\u0633\u0633\u0627\u062a \u0627\u062c\u0627\u0632\u0647 \u0645\u06cc\u200c\u062f\u0647\u062f \u062a\u0627 \u0628\u062f\u0648\u0646 \u0648\u0627\u0633\u0637\u0647 \u0648 \u0628\u0627 \u06a9\u0627\u0631\u0645\u0632\u062f\u06cc \u06a9\u0645\u060c \u0627\u0631\u0632\u0647\u0627 \u0631\u0627 \u0645\u0646\u062a\u0642\u0644 \u06a9\u0646\u0646\u062f. \u0627\u06cc\u0646 \u0634\u0628\u06a9\u0647 \u0628\u0647 \u062e\u0635\u0648\u0635 \u0628\u0631\u0627\u06cc \u062a\u0631\u0627\u06a9\u0646\u0634\u200c\u0647\u0627\u06cc \u0628\u06cc\u0646\u200c\u0627\u0644\u0645\u0644\u0644\u06cc \u06a9\u0647 \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0647\u0632\u06cc\u0646\u0647\u200c\u0628\u0631 \u0648 \u0632\u0645\u0627\u0646\u200c\u0628\u0631 \u0647\u0633\u062a\u0646\u062f\u060c \u0628\u0633\u06cc\u0627\u0631 \u0645\u0646\u0627\u0633\u0628 \u0627\u0633\u062a.<\/p>\n\n\n\n<p><strong>\u0627\u0631\u0632 \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0627\u0633\u062a\u0644\u0627\u0631<\/strong> \u06a9\u0647 \u0628\u0627 \u0646\u0645\u0627\u062f XLM \u0634\u0646\u0627\u062e\u062a\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f\u060c \u0648\u0627\u062d\u062f \u0627\u0635\u0644\u06cc \u0645\u0628\u0627\u062f\u0644\u0627\u062a \u062f\u0631 \u0634\u0628\u06a9\u0647 \u0627\u0633\u062a\u0644\u0627\u0631 \u0627\u0633\u062a. \u0627\u06cc\u0646 \u0627\u0631\u0632 \u0628\u0631\u0627\u06cc \u062a\u0633\u0647\u06cc\u0644 \u062a\u0631\u0627\u06a9\u0646\u0634\u200c\u0647\u0627\u060c \u062b\u0628\u0627\u062a<strong> <\/strong><strong>\u0642\u06cc\u0645\u062a \u0627\u0631\u0632 \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644<\/strong><strong> <\/strong>\u0648 \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0627\u0631\u0645\u0632\u062f\u0647\u0627\u06cc \u0634\u0628\u06a9\u0647 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f. XLM \u0647\u0645\u0686\u0646\u06cc\u0646 \u0628\u0647 \u06a9\u0627\u0631\u0628\u0631\u0627\u0646 \u0627\u0645\u06a9\u0627\u0646 \u0645\u06cc\u200c\u062f\u0647\u062f \u062a\u0627 \u0627\u0631\u0632\u0647\u0627\u06cc \u0645\u062e\u062a\u0644\u0641 \u0631\u0627 \u0628\u0647 \u0631\u0627\u062d\u062a\u06cc \u0648 \u0628\u0647 \u0633\u0631\u0639\u062a \u062a\u0628\u062f\u06cc\u0644 \u06a9\u0646\u0646\u062f.<\/p>\n\n\n\n<p>\u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0627\u0632<strong> <a href=\"\/currency\/xlm\">\u0627\u0631\u0632 \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0627\u0633\u062a\u0644\u0627\u0631<\/a><\/strong> \u0628\u0647 \u062f\u0644\u06cc\u0644 \u0633\u0631\u0639\u062a \u0628\u0627\u0644\u0627\u06cc \u062a\u0631\u0627\u06a9\u0646\u0634\u200c\u0647\u0627 \u0648 \u06a9\u0627\u0631\u0645\u0632\u062f\u0647\u0627\u06cc \u067e\u0627\u06cc\u06cc\u0646\u060c \u0628\u0631\u0627\u06cc \u06a9\u0633\u0628\u200c\u0648\u06a9\u0627\u0631\u0647\u0627 \u0648 \u0627\u0641\u0631\u0627\u062f \u0628\u0633\u06cc\u0627\u0631 \u062c\u0630\u0627\u0628 \u0627\u0633\u062a. \u0627\u06cc\u0646 \u0648\u06cc\u0698\u06af\u06cc\u200c\u0647\u0627 \u0628\u0627\u0639\u062b \u0634\u062f\u0647 \u0627\u0633\u062a \u06a9\u0647 \u0627\u0633\u062a\u0644\u0627\u0631 \u0628\u0647 \u0639\u0646\u0648\u0627\u0646 \u06cc\u06a9\u06cc \u0627\u0632 \u067e\u06cc\u0634\u0631\u0648\u0627\u0646 \u062f\u0631 \u062d\u0648\u0632\u0647 \u067e\u0631\u062f\u0627\u062e\u062a\u200c\u0647\u0627\u06cc \u0628\u06cc\u0646\u200c\u0627\u0644\u0645\u0644\u0644\u06cc \u0634\u0646\u0627\u062e\u062a\u0647 \u0634\u0648\u062f.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u062a\u0627\u0631\u06cc\u062e\u0686\u0647 \u0627\u0631\u0632 \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0627\u0633\u062a\u0644\u0627\u0631 \u0686\u06cc\u0633\u062a\u061f<\/li>\n<\/ul>\n\n\n\n<p>\u062f\u0631 \u0631\u0627\u0633\u062a\u0627\u06cc \u0645\u0639\u0631\u0641\u06cc \u0627\u0631\u0632 \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 Stellar\u060c \u062f\u0631 \u0633\u0627\u0644 2014 \u062a\u0648\u0633\u0637 \u062c\u062f \u0645\u06a9\u200c\u06a9\u0627\u0644\u0628 (Jed McCaleb) \u0648 \u062c\u0648\u06cc\u0633 \u06a9\u06cc\u0645 (Joyce Kim) \u062a\u0623\u0633\u06cc\u0633 \u0634\u062f. \u0645\u06a9\u200c\u06a9\u0627\u0644\u0628 \u0642\u0628\u0644\u0627\u064b \u062f\u0631 \u0627\u06cc\u062c\u0627\u062f \u0634\u0628\u06a9\u0647 \u0631\u06cc\u067e\u0644 (Ripple) \u0646\u0642\u0634 \u062f\u0627\u0634\u062a\u060c \u0627\u0645\u0627 \u0628\u0647 \u062f\u0644\u06cc\u0644 \u0627\u062e\u062a\u0644\u0627\u0641 \u0646\u0638\u0631 \u0628\u0627 \u062a\u06cc\u0645 \u0631\u06cc\u067e\u0644\u060c \u062a\u0635\u0645\u06cc\u0645 \u06af\u0631\u0641\u062a \u062a\u0627 \u0627\u0633\u062a\u0644\u0627\u0631 \u0631\u0627 \u0628\u0647 \u0639\u0646\u0648\u0627\u0646 \u06cc\u06a9 \u067e\u0631\u0648\u0698\u0647 \u0645\u0633\u062a\u0642\u0644 \u0622\u063a\u0627\u0632 \u06a9\u0646\u062f.<\/p>\n\n\n\n<p>\u0627\u0632 \u0632\u0645\u0627\u0646 \u062a\u0623\u0633\u06cc\u0633\u060c <strong>\u0627\u0631\u0632 \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0627\u0633\u062a\u0644\u0627\u0631<\/strong> \u0631\u0634\u062f \u0642\u0627\u0628\u0644 \u062a\u0648\u062c\u0647\u06cc \u062f\u0627\u0634\u062a\u0647 \u0648 \u062a\u0648\u0627\u0646\u0633\u062a\u0647 \u0627\u0633\u062a \u0647\u0645\u06a9\u0627\u0631\u06cc\u200c\u0647\u0627\u06cc \u0645\u0647\u0645\u06cc \u0628\u0627 \u0634\u0631\u06a9\u062a\u200c\u0647\u0627 \u0648 \u0645\u0648\u0633\u0633\u0627\u062a \u0645\u0627\u0644\u06cc \u0628\u0632\u0631\u06af\u06cc \u0645\u0627\u0646\u0646\u062f IBM \u0628\u0631\u0642\u0631\u0627\u0631 \u06a9\u0646\u062f. \u0627\u06cc\u0646 \u0647\u0645\u06a9\u0627\u0631\u06cc\u200c\u0647\u0627 \u0646\u0634\u0627\u0646\u200c\u062f\u0647\u0646\u062f\u0647 \u0627\u0639\u062a\u0645\u0627\u062f \u0628\u0647 \u0641\u0646\u0627\u0648\u0631\u06cc \u0648 \u067e\u062a\u0627\u0646\u0633\u06cc\u0644 \u0627\u0633\u062a\u0644\u0627\u0631 \u0628\u0631\u0627\u06cc \u062a\u063a\u06cc\u06cc\u0631 \u0646\u062d\u0648\u0647 \u0627\u0646\u062c\u0627\u0645 \u062a\u0631\u0627\u06a9\u0646\u0634\u200c\u0647\u0627\u06cc \u0628\u06cc\u0646\u200c\u0627\u0644\u0645\u0644\u0644\u06cc \u0627\u0633\u062a.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0648\u06cc\u0698\u06af\u06cc\u200c\u0647\u0627\u06cc \u0631\u0645\u0632 \u0627\u0631\u0632 \u0627\u0633\u062a\u0644\u0627\u0631 \u0686\u06cc\u0633\u062a\u061f<\/li>\n<\/ul>\n\n\n\n<p>\u06cc\u06a9\u06cc \u0627\u0632 \u0648\u06cc\u0698\u06af\u06cc\u200c\u0647\u0627\u06cc \u0628\u0631\u062c\u0633\u062a\u0647<strong> \u0627\u0631\u0632 \u0627\u0633\u062a\u0644\u0627\u0631<\/strong>\u060c \u062a\u0648\u0627\u0646\u0627\u06cc\u06cc \u0622\u0646 \u062f\u0631 \u0627\u0646\u062c\u0627\u0645 \u062a\u0631\u0627\u06a9\u0646\u0634\u200c\u0647\u0627\u06cc \u0628\u0633\u06cc\u0627\u0631 \u0633\u0631\u06cc\u0639 \u0648 \u0628\u0627 \u06a9\u0627\u0631\u0645\u0632\u062f \u067e\u0627\u06cc\u06cc\u0646 \u0627\u0633\u062a. \u0627\u06cc\u0646 \u0634\u0628\u06a9\u0647 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0647\u0632\u0627\u0631\u0627\u0646 \u062a\u0631\u0627\u06a9\u0646\u0634 \u062f\u0631 \u062b\u0627\u0646\u06cc\u0647 \u0631\u0627 \u067e\u0631\u062f\u0627\u0632\u0634 \u06a9\u0646\u062f \u06a9\u0647 \u0627\u06cc\u0646 \u0627\u0645\u0631 \u0628\u0631\u0627\u06cc \u0633\u06cc\u0633\u062a\u0645\u200c\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc \u0648 \u067e\u0631\u062f\u0627\u062e\u062a\u200c\u0647\u0627\u06cc \u0628\u06cc\u0646\u200c\u0627\u0644\u0645\u0644\u0644\u06cc \u0628\u0633\u06cc\u0627\u0631 \u0645\u0647\u0645 \u0627\u0633\u062a.<\/p>\n\n\n\n<p>\u0647\u0645\u0686\u0646\u06cc\u0646\u060c \u0627\u0633\u062a\u0644\u0627\u0631 \u062f\u0627\u0631\u0627\u06cc \u06cc\u06a9 \u0633\u06cc\u0633\u062a\u0645 \u062a\u0628\u062f\u06cc\u0644 \u0627\u0631\u0632 \u062f\u0627\u062e\u0644\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0628\u0647 \u06a9\u0627\u0631\u0628\u0631\u0627\u0646 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class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"768\" height=\"463\" src=\"https:\/\/bitazar.com\/blog\/wp-content\/uploads\/2024\/06\/image3-24.jpg\" alt=\"\u0645\u0632\u0627\u06cc\u0627 \u0648 \u0645\u0639\u0627\u06cc\u0628 \u0627\u0631\u0632 \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0627\u0633\u062a\u0644\u0627\u0631 (Stellar)\" class=\"wp-image-340\" srcset=\"https:\/\/bitazar.com\/blog\/wp-content\/uploads\/2024\/06\/image3-24.jpg 768w, https:\/\/bitazar.com\/blog\/wp-content\/uploads\/2024\/06\/image3-24-300x181.jpg 300w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><\/figure>\n<\/div>\n\n\n<p>\u06cc\u06a9\u06cc \u0627\u0632 \u062f\u0644\u0627\u06cc\u0644 \u0627\u0635\u0644\u06cc <strong>\u062e\u0631\u06cc\u062f \u0627\u0631\u0632 \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0627\u0633\u062a\u0644\u0627\u0631\u060c<\/strong> \u0633\u0631\u0639\u062a \u0628\u0627\u0644\u0627\u06cc \u062a\u0631\u0627\u06a9\u0646\u0634\u200c\u0647\u0627 \u0648 \u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627\u06cc \u067e\u0627\u06cc\u06cc\u0646 \u0622\u0646 \u0627\u0633\u062a. \u062a\u0631\u0627\u06a9\u0646\u0634\u200c\u0647\u0627\u06cc \u0627\u0633\u062a\u0644\u0627\u0631 \u062f\u0631 \u0686\u0646\u062f \u062b\u0627\u0646\u06cc\u0647 \u0627\u0646\u062c\u0627\u0645 \u0645\u06cc\u200c\u0634\u0648\u062f \u0648 \u06a9\u0627\u0631\u0645\u0632\u062f \u0622\u0646\u0647\u0627 \u062a\u0642\u0631\u06cc\u0628\u0627\u064b \u0635\u0641\u0631 \u0627\u0633\u062a\u060c \u06a9\u0647 \u0627\u06cc\u0646 \u0627\u0645\u0631 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0628\u0631\u0627\u06cc \u06a9\u0633\u0628\u200c\u0648\u06a9\u0627\u0631\u0647\u0627 \u0648 \u0627\u0641\u0631\u0627\u062f\u06cc \u06a9\u0647 \u0646\u06cc\u0627\u0632 \u0628\u0647 \u0627\u0646\u062a\u0642\u0627\u0644\u0627\u062a \u0645\u0627\u0644\u06cc \u0633\u0631\u06cc\u0639 \u062f\u0627\u0631\u0646\u062f\u060c \u0628\u0633\u06cc\u0627\u0631 \u0645\u0641\u06cc\u062f \u0628\u0627\u0634\u062f.<\/p>\n\n\n\n<p>\u0627\u0632 \u0637\u0631\u0641 \u062f\u06cc\u06af\u0631\u060c <strong>\u0645\u0639\u0627\u06cc\u0628 \u0627\u0631\u0632 \u0627\u0633\u062a\u0644\u0627\u0631 <\/strong>\u0634\u0627\u0645\u0644 \u0646\u0648\u0633\u0627\u0646\u0627\u062a \u0642\u06cc\u0645\u062a \u0622\u0646 \u0627\u0633\u062a \u06a9\u0647 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0628\u0631\u0627\u06cc \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u0627\u0646 \u062e\u0637\u0631\u0646\u0627\u06a9 \u0628\u0627\u0634\u062f. \u0647\u0645\u0686\u0646\u06cc\u0646\u060c \u0631\u0642\u0627\u0628\u062a \u0634\u062f\u06cc\u062f \u062f\u0631 \u0628\u0627\u0632\u0627\u0631 \u0627\u0631\u0632\u0647\u0627\u06cc \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0648 \u0646\u06cc\u0627\u0632 \u0628\u0647 \u067e\u0630\u06cc\u0631\u0634 \u06af\u0633\u062a\u0631\u062f\u0647 \u062a\u0648\u0633\u0637 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\u062a\u0648\u062c\u0647 \u0628\u0647 \u0645\u0632\u0627\u06cc\u0627 \u0648 \u0648\u06cc\u0698\u06af\u06cc\u200c\u0647\u0627\u06cc \u0645\u0646\u062d\u0635\u0631 \u0628\u0647 \u0641\u0631\u062f \u0627\u0633\u062a\u0644\u0627\u0631\u060c \u0627\u06cc\u0646 \u0627\u0631\u0632 \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u06af\u0632\u06cc\u0646\u0647\u200c\u0627\u06cc \u0645\u0646\u0627\u0633\u0628 \u0628\u0631\u0627\u06cc \u0627\u0641\u0631\u0627\u062f\u06cc \u0628\u0627\u0634\u062f \u06a9\u0647 \u0628\u0647 \u062f\u0646\u0628\u0627\u0644 \u0627\u0646\u062c\u0627\u0645 \u062a\u0631\u0627\u06a9\u0646\u0634\u200c\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc \u0633\u0631\u06cc\u0639 \u0648 \u06a9\u0645\u200c\u0647\u0632\u06cc\u0646\u0647 \u0647\u0633\u062a\u0646\u062f. \u0628\u0627 \u0627\u06cc\u0646 \u062d\u0627\u0644\u060c \u0644\u0627\u0632\u0645 \u0627\u0633\u062a \u06a9\u0647 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u0627\u0646 \u0628\u0647 \u062f\u0642\u062a \u0648 \u0628\u0627 \u062f\u0627\u0646\u0634 \u06a9\u0627\u0641\u06cc \u0648\u0627\u0631\u062f \u0628\u0627\u0632\u0627\u0631 \u0627\u0631\u0632\u0647\u0627\u06cc \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0634\u0648\u0646\u062f.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-content-justification-center is-nowrap is-layout-flex wp-container-core-group-is-layout-94bc23d7 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-uagb-image aligncenter uagb-block-abaf987f wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-center\"><figure class=\"wp-block-uagb-image__figure\"><img loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/bitazar.com\/blog\/wp-content\/uploads\/2024\/07\/messages-1.png ,https:\/\/bitazar.com\/blog\/wp-content\/uploads\/2024\/07\/messages-1.png 780w, https:\/\/bitazar.com\/blog\/wp-content\/uploads\/2024\/07\/messages-1.png 360w\" sizes=\"auto, (max-width: 480px) 150px\" src=\"https:\/\/bitazar.com\/blog\/wp-content\/uploads\/2024\/07\/messages-1.png\" alt=\"\" class=\"uag-image-499\" width=\"60\" height=\"60\" title=\"messages-1\" loading=\"lazy\" role=\"img\"\/><\/figure><\/div>\n\n\n\n<div class=\"wp-block-uagb-advanced-heading uagb-block-50474b76\"><div class=\"uagb-heading-text\">\u0633\u0648\u0627\u0644\u0627\u062a \u0645\u062a\u062f\u0627\u0648\u0644<\/div><\/div>\n<\/div>\n\n\n<div class=\"wp-block-uagb-faq uagb-faq__outer-wrap uagb-block-8da78a84 uagb-faq-icon-row uagb-faq-layout-accordion uagb-faq-expand-first-true uagb-faq-inactive-other-true uagb-faq__wrap uagb-buttons-layout-wrap uagb-faq-equal-height     \" data-faqtoggle=\"true\" role=\"tablist\"><script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"@id\":\"https:\\\/\\\/bitazar.com\\\/blog\\\/what-is-stellar-digital-currency\\\/\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"\\u0627\\u0631\\u0632 \\u062f\\u06cc\\u062c\\u06cc\\u062a\\u0627\\u0644 \\u0627\\u0633\\u062a\\u0644\\u0627\\u0631 \\u0686\\u06cc\\u0633\\u062a\\u061f\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\u0627\\u0631\\u0632 \\u062f\\u06cc\\u062c\\u06cc\\u062a\\u0627\\u0644 \\u0627\\u0633\\u062a\\u0644\\u0627\\u0631 \\u0628\\u0627 \\u0646\\u0645\\u0627\\u062f XLM\\u060c \\u0648\\u0627\\u062d\\u062f \\u0627\\u0635\\u0644\\u06cc \\u0645\\u0628\\u0627\\u062f\\u0644\\u0627\\u062a \\u062f\\u0631 \\u0634\\u0628\\u06a9\\u0647 \\u0627\\u0633\\u062a\\u0644\\u0627\\u0631 \\u0627\\u0633\\u062a. \\u0627\\u06cc\\u0646 \\u0627\\u0631\\u0632 \\u0628\\u0631\\u0627\\u06cc \\u062a\\u0633\\u0647\\u06cc\\u0644 \\u062a\\u0631\\u0627\\u06a9\\u0646\\u0634\\u200c\\u0647\\u0627 \\u0648 \\u067e\\u0631\\u062f\\u0627\\u062e\\u062a \\u06a9\\u0627\\u0631\\u0645\\u0632\\u062f\\u0647\\u0627\\u06cc \\u0634\\u0628\\u06a9\\u0647 \\u0627\\u0633\\u062a\\u0641\\u0627\\u062f\\u0647 \\u0645\\u06cc\\u200c\\u0634\\u0648\\u062f. 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\\u0645\\u0639\\u0645\\u0648\\u0644\\u0627\\u064b \\u062f\\u0631 \\u0686\\u0646\\u062f \\u062b\\u0627\\u0646\\u06cc\\u0647 \\u0627\\u0646\\u062c\\u0627\\u0645 \\u0645\\u06cc\\u200c\\u0634\\u0648\\u0646\\u062f. \\u062b\\u0627\\u0646\\u06cc\\u0627\\u064b\\u060c \\u06a9\\u0627\\u0631\\u0645\\u0632\\u062f \\u062a\\u0631\\u0627\\u06a9\\u0646\\u0634\\u200c\\u0647\\u0627 \\u062f\\u0631 \\u0634\\u0628\\u06a9\\u0647 \\u0627\\u0633\\u062a\\u0644\\u0627\\u0631 \\u0628\\u0633\\u06cc\\u0627\\u0631 \\u067e\\u0627\\u06cc\\u06cc\\u0646 \\u0627\\u0633\\u062a. \\u0627\\u06cc\\u0646 \\u0648\\u06cc\\u0698\\u06af\\u06cc\\u200c\\u0647\\u0627 \\u0627\\u0633\\u062a\\u0644\\u0627\\u0631 \\u0631\\u0627 \\u0628\\u0647 \\u06af\\u0632\\u06cc\\u0646\\u0647\\u200c\\u0627\\u06cc \\u0645\\u0646\\u0627\\u0633\\u0628 \\u0628\\u0631\\u0627\\u06cc \\u0627\\u0646\\u062c\\u0627\\u0645 \\u062a\\u0631\\u0627\\u06a9\\u0646\\u0634\\u200c\\u0647\\u0627\\u06cc \\u0645\\u0627\\u0644\\u06cc \\u0633\\u0631\\u06cc\\u0639 \\u0648 \\u06a9\\u0645\\u200c\\u0647\\u0632\\u06cc\\u0646\\u0647 \\u062a\\u0628\\u062f\\u06cc\\u0644 \\u06a9\\u0631\\u062f\\u0647 \\u0627\\u0633\\u062a. \\u0628\\u0627 \\u0627\\u06cc\\u0646 \\u062d\\u0627\\u0644\\u060c \\u0646\\u0648\\u0633\\u0627\\u0646\\u0627\\u062a \\u0642\\u06cc\\u0645\\u062a \\u0648 \\u0631\\u0642\\u0627\\u0628\\u062a \\u0634\\u062f\\u06cc\\u062f \\u062f\\u0631 \\u0628\\u0627\\u0632\\u0627\\u0631 \\u0627\\u0631\\u0632\\u0647\\u0627\\u06cc \\u062f\\u06cc\\u062c\\u06cc\\u062a\\u0627\\u0644 \\u0627\\u0632 \\u0645\\u0639\\u0627\\u06cc\\u0628 \\u0627\\u062d\\u062a\\u0645\\u0627\\u0644\\u06cc \\u0627\\u0633\\u062a\\u0644\\u0627\\u0631 \\u0647\\u0633\\u062a\\u0646\\u062f.\"}},{\"@type\":\"Question\",\"name\":\"\\u062a\\u0627\\u0631\\u06cc\\u062e\\u0686\\u0647 \\u0627\\u0633\\u062a\\u0644\\u0627\\u0631 \\u0686\\u06cc\\u0633\\u062a\\u061f\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\u0627\\u0633\\u062a\\u0644\\u0627\\u0631 \\u062f\\u0631 \\u0633\\u0627\\u0644 2014 \\u062a\\u0648\\u0633\\u0637 \\u062c\\u062f \\u0645\\u06a9\\u200c\\u06a9\\u0627\\u0644\\u0628 (Jed McCaleb) \\u0648 \\u062c\\u0648\\u06cc\\u0633 \\u06a9\\u06cc\\u0645 (Joyce Kim) \\u062a\\u0623\\u0633\\u06cc\\u0633 \\u0634\\u062f. \\u0645\\u06a9\\u200c\\u06a9\\u0627\\u0644\\u0628 \\u0642\\u0628\\u0644\\u0627\\u064b \\u062f\\u0631 \\u0627\\u06cc\\u062c\\u0627\\u062f \\u0634\\u0628\\u06a9\\u0647 \\u0631\\u06cc\\u067e\\u0644 (Ripple) \\u0646\\u0642\\u0634 \\u062f\\u0627\\u0634\\u062a\\u060c \\u0627\\u0645\\u0627 \\u0628\\u0647 \\u062f\\u0644\\u06cc\\u0644 \\u0627\\u062e\\u062a\\u0644\\u0627\\u0641 \\u0646\\u0638\\u0631 \\u0628\\u0627 \\u062a\\u06cc\\u0645 \\u0631\\u06cc\\u067e\\u0644\\u060c \\u062a\\u0635\\u0645\\u06cc\\u0645 \\u06af\\u0631\\u0641\\u062a \\u062a\\u0627 \\u0627\\u0633\\u062a\\u0644\\u0627\\u0631 \\u0631\\u0627 \\u0628\\u0647 \\u0639\\u0646\\u0648\\u0627\\u0646 \\u06cc\\u06a9 \\u067e\\u0631\\u0648\\u0698\\u0647 \\u0645\\u0633\\u062a\\u0642\\u0644 \\u0622\\u063a\\u0627\\u0632 \\u06a9\\u0646\\u062f. \\u0627\\u0632 \\u0632\\u0645\\u0627\\u0646 \\u062a\\u0623\\u0633\\u06cc\\u0633\\u060c \\u0627\\u0633\\u062a\\u0644\\u0627\\u0631 \\u0631\\u0634\\u062f \\u0642\\u0627\\u0628\\u0644 \\u062a\\u0648\\u062c\\u0647\\u06cc \\u062f\\u0627\\u0634\\u062a\\u0647 \\u0648 \\u062a\\u0648\\u0627\\u0646\\u0633\\u062a\\u0647 \\u0627\\u0633\\u062a \\u0647\\u0645\\u06a9\\u0627\\u0631\\u06cc\\u200c\\u0647\\u0627\\u06cc \\u0645\\u0647\\u0645\\u06cc \\u0628\\u0627 \\u0634\\u0631\\u06a9\\u062a\\u200c\\u0647\\u0627 \\u0648 \\u0645\\u0648\\u0633\\u0633\\u0627\\u062a \\u0645\\u0627\\u0644\\u06cc \\u0628\\u0632\\u0631\\u06af\\u06cc \\u0645\\u0627\\u0646\\u0646\\u062f IBM \\u0628\\u0631\\u0642\\u0631\\u0627\\u0631 \\u06a9\\u0646\\u062f.\"}},{\"@type\":\"Question\",\"name\":\"\\u0648\\u06cc\\u0698\\u06af\\u06cc\\u200c\\u0647\\u0627\\u06cc \\u0627\\u0633\\u062a\\u0644\\u0627\\u0631 \\u0686\\u06cc\\u0633\\u062a\\u061f\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\u0627\\u0633\\u062a\\u0644\\u0627\\u0631 \\u062f\\u0627\\u0631\\u0627\\u06cc \\u0648\\u06cc\\u0698\\u06af\\u06cc\\u200c\\u0647\\u0627\\u06cc \\u0628\\u0631\\u062c\\u0633\\u062a\\u0647\\u200c\\u0627\\u06cc \\u0627\\u0633\\u062a \\u06a9\\u0647 \\u0622\\u0646 \\u0631\\u0627 \\u0627\\u0632 \\u0633\\u0627\\u06cc\\u0631 \\u0627\\u0631\\u0632\\u0647\\u0627\\u06cc \\u062f\\u06cc\\u062c\\u06cc\\u062a\\u0627\\u0644 \\u0645\\u062a\\u0645\\u0627\\u06cc\\u0632 \\u0645\\u06cc\\u200c\\u06a9\\u0646\\u062f. \\u0627\\u06cc\\u0646 \\u0634\\u0628\\u06a9\\u0647 \\u0645\\u06cc\\u200c\\u062a\\u0648\\u0627\\u0646\\u062f \\u0647\\u0632\\u0627\\u0631\\u0627\\u0646 \\u062a\\u0631\\u0627\\u06a9\\u0646\\u0634 \\u062f\\u0631 \\u062b\\u0627\\u0646\\u06cc\\u0647 \\u0631\\u0627 \\u067e\\u0631\\u062f\\u0627\\u0632\\u0634 \\u06a9\\u0646\\u062f\\u060c \\u06a9\\u0647 \\u0628\\u0631\\u0627\\u06cc \\u0633\\u06cc\\u0633\\u062a\\u0645\\u200c\\u0647\\u0627\\u06cc \\u0645\\u0627\\u0644\\u06cc \\u0648 \\u067e\\u0631\\u062f\\u0627\\u062e\\u062a\\u200c\\u0647\\u0627\\u06cc \\u0628\\u06cc\\u0646\\u200c\\u0627\\u0644\\u0645\\u0644\\u0644\\u06cc \\u0628\\u0633\\u06cc\\u0627\\u0631 \\u0645\\u0647\\u0645 \\u0627\\u0633\\u062a. \\u0647\\u0645\\u0686\\u0646\\u06cc\\u0646\\u060c \\u0627\\u0633\\u062a\\u0644\\u0627\\u0631 \\u062f\\u0627\\u0631\\u0627\\u06cc \\u06cc\\u06a9 \\u0633\\u06cc\\u0633\\u062a\\u0645 \\u062a\\u0628\\u062f\\u06cc\\u0644 \\u0627\\u0631\\u0632 \\u062f\\u0627\\u062e\\u0644\\u06cc \\u0627\\u0633\\u062a \\u06a9\\u0647 \\u0628\\u0647 \\u06a9\\u0627\\u0631\\u0628\\u0631\\u0627\\u0646 \\u0627\\u0645\\u06a9\\u0627\\u0646 \\u0645\\u06cc\\u200c\\u062f\\u0647\\u062f \\u062a\\u0627 \\u0627\\u0631\\u0632\\u0647\\u0627\\u06cc \\u0645\\u062e\\u062a\\u0644\\u0641 \\u0631\\u0627 \\u0628\\u0647 \\u0631\\u0627\\u062d\\u062a\\u06cc \\u062a\\u0628\\u062f\\u06cc\\u0644 \\u06a9\\u0646\\u0646\\u062f. \\u0633\\u0631\\u0639\\u062a \\u0628\\u0627\\u0644\\u0627\\u06cc \\u062a\\u0631\\u0627\\u06a9\\u0646\\u0634\\u200c\\u0647\\u0627 \\u0648 \\u06a9\\u0627\\u0631\\u0645\\u0632\\u062f\\u0647\\u0627\\u06cc \\u067e\\u0627\\u06cc\\u06cc\\u0646 \\u0627\\u0632 \\u062f\\u06cc\\u06af\\u0631 \\u0648\\u06cc\\u0698\\u06af\\u06cc\\u200c\\u0647\\u0627\\u06cc \\u0645\\u0647\\u0645 \\u0627\\u0633\\u062a\\u0644\\u0627\\u0631 \\u0647\\u0633\\u062a\\u0646\\u062f.\"}}]}<\/script><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-b581b6a5 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<p class=\"uagb-question\">\u0627\u0631\u0632 \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0627\u0633\u062a\u0644\u0627\u0631 \u0686\u06cc\u0633\u062a\u061f<\/p><\/div><div class=\"uagb-faq-content\"><p>\u0627\u0631\u0632 \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0627\u0633\u062a\u0644\u0627\u0631 \u0628\u0627 \u0646\u0645\u0627\u062f XLM\u060c \u0648\u0627\u062d\u062f \u0627\u0635\u0644\u06cc \u0645\u0628\u0627\u062f\u0644\u0627\u062a \u062f\u0631 \u0634\u0628\u06a9\u0647 \u0627\u0633\u062a\u0644\u0627\u0631 \u0627\u0633\u062a. \u0627\u06cc\u0646 \u0627\u0631\u0632 \u0628\u0631\u0627\u06cc \u062a\u0633\u0647\u06cc\u0644 \u062a\u0631\u0627\u06a9\u0646\u0634\u200c\u0647\u0627 \u0648 \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0627\u0631\u0645\u0632\u062f\u0647\u0627\u06cc \u0634\u0628\u06a9\u0647 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f. XLM \u0647\u0645\u0686\u0646\u06cc\u0646 \u0628\u0647 \u06a9\u0627\u0631\u0628\u0631\u0627\u0646 \u0627\u0645\u06a9\u0627\u0646 \u0645\u06cc\u200c\u062f\u0647\u062f \u062a\u0627 \u0627\u0631\u0632\u0647\u0627\u06cc \u0645\u062e\u062a\u0644\u0641 \u0631\u0627 \u0628\u0647 \u0631\u0627\u062d\u062a\u06cc \u0648 \u0628\u0647 \u0633\u0631\u0639\u062a \u062a\u0628\u062f\u06cc\u0644 \u06a9\u0646\u0646\u062f. \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0627\u0632 \u0627\u06cc\u0646 \u0627\u0631\u0632 \u0628\u0647 \u062f\u0644\u06cc\u0644 \u0633\u0631\u0639\u062a \u0628\u0627\u0644\u0627\u06cc \u062a\u0631\u0627\u06a9\u0646\u0634\u200c\u0647\u0627 \u0648 \u06a9\u0627\u0631\u0645\u0632\u062f\u0647\u0627\u06cc \u067e\u0627\u06cc\u06cc\u0646\u060c \u0628\u0631\u0627\u06cc \u06a9\u0633\u0628\u200c\u0648\u06a9\u0627\u0631\u0647\u0627 \u0648 \u0627\u0641\u0631\u0627\u062f \u0628\u0633\u06cc\u0627\u0631 \u062c\u0630\u0627\u0628 \u0627\u0633\u062a.<\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-2f98d781 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<p class=\"uagb-question\">\u0686\u0631\u0627 \u0628\u0627\u06cc\u062f \u0627\u0633\u062a\u0644\u0627\u0631 \u0631\u0627 \u0628\u062e\u0631\u06cc\u0645\u061f<\/p><\/div><div class=\"uagb-faq-content\"><p>\u062e\u0631\u06cc\u062f \u0627\u0631\u0632 \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0627\u0633\u062a\u0644\u0627\u0631 \u0628\u0647 \u062f\u0644\u0627\u06cc\u0644 \u0645\u062a\u0639\u062f\u062f\u06cc \u062a\u0648\u0635\u06cc\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f. \u0627\u0648\u0644\u0627\u064b\u060c \u062a\u0631\u0627\u06a9\u0646\u0634\u200c\u0647\u0627\u06cc \u0627\u0633\u062a\u0644\u0627\u0631 \u0628\u0633\u06cc\u0627\u0631 \u0633\u0631\u06cc\u0639 \u0647\u0633\u062a\u0646\u062f \u0648 \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u062f\u0631 \u0686\u0646\u062f \u062b\u0627\u0646\u06cc\u0647 \u0627\u0646\u062c\u0627\u0645 \u0645\u06cc\u200c\u0634\u0648\u0646\u062f. \u062b\u0627\u0646\u06cc\u0627\u064b\u060c \u06a9\u0627\u0631\u0645\u0632\u062f \u062a\u0631\u0627\u06a9\u0646\u0634\u200c\u0647\u0627 \u062f\u0631 \u0634\u0628\u06a9\u0647 \u0627\u0633\u062a\u0644\u0627\u0631 \u0628\u0633\u06cc\u0627\u0631 \u067e\u0627\u06cc\u06cc\u0646 \u0627\u0633\u062a. \u0627\u06cc\u0646 \u0648\u06cc\u0698\u06af\u06cc\u200c\u0647\u0627 \u0627\u0633\u062a\u0644\u0627\u0631 \u0631\u0627 \u0628\u0647 \u06af\u0632\u06cc\u0646\u0647\u200c\u0627\u06cc \u0645\u0646\u0627\u0633\u0628 \u0628\u0631\u0627\u06cc \u0627\u0646\u062c\u0627\u0645 \u062a\u0631\u0627\u06a9\u0646\u0634\u200c\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc \u0633\u0631\u06cc\u0639 \u0648 \u06a9\u0645\u200c\u0647\u0632\u06cc\u0646\u0647 \u062a\u0628\u062f\u06cc\u0644 \u06a9\u0631\u062f\u0647 \u0627\u0633\u062a. \u0628\u0627 \u0627\u06cc\u0646 \u062d\u0627\u0644\u060c \u0646\u0648\u0633\u0627\u0646\u0627\u062a \u0642\u06cc\u0645\u062a \u0648 \u0631\u0642\u0627\u0628\u062a \u0634\u062f\u06cc\u062f \u062f\u0631 \u0628\u0627\u0632\u0627\u0631 \u0627\u0631\u0632\u0647\u0627\u06cc \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0627\u0632 \u0645\u0639\u0627\u06cc\u0628 \u0627\u062d\u062a\u0645\u0627\u0644\u06cc \u0627\u0633\u062a\u0644\u0627\u0631 \u0647\u0633\u062a\u0646\u062f.<\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-ca15bf7c \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<p class=\"uagb-question\">\u062a\u0627\u0631\u06cc\u062e\u0686\u0647 \u0627\u0633\u062a\u0644\u0627\u0631 \u0686\u06cc\u0633\u062a\u061f<\/p><\/div><div class=\"uagb-faq-content\"><p>\u0627\u0633\u062a\u0644\u0627\u0631 \u062f\u0631 \u0633\u0627\u0644 2014 \u062a\u0648\u0633\u0637 \u062c\u062f \u0645\u06a9\u200c\u06a9\u0627\u0644\u0628 (Jed McCaleb) \u0648 \u062c\u0648\u06cc\u0633 \u06a9\u06cc\u0645 (Joyce Kim) \u062a\u0623\u0633\u06cc\u0633 \u0634\u062f. \u0645\u06a9\u200c\u06a9\u0627\u0644\u0628 \u0642\u0628\u0644\u0627\u064b \u062f\u0631 \u0627\u06cc\u062c\u0627\u062f \u0634\u0628\u06a9\u0647 \u0631\u06cc\u067e\u0644 (Ripple) \u0646\u0642\u0634 \u062f\u0627\u0634\u062a\u060c \u0627\u0645\u0627 \u0628\u0647 \u062f\u0644\u06cc\u0644 \u0627\u062e\u062a\u0644\u0627\u0641 \u0646\u0638\u0631 \u0628\u0627 \u062a\u06cc\u0645 \u0631\u06cc\u067e\u0644\u060c \u062a\u0635\u0645\u06cc\u0645 \u06af\u0631\u0641\u062a \u062a\u0627 \u0627\u0633\u062a\u0644\u0627\u0631 \u0631\u0627 \u0628\u0647 \u0639\u0646\u0648\u0627\u0646 \u06cc\u06a9 \u067e\u0631\u0648\u0698\u0647 \u0645\u0633\u062a\u0642\u0644 \u0622\u063a\u0627\u0632 \u06a9\u0646\u062f. \u0627\u0632 \u0632\u0645\u0627\u0646 \u062a\u0623\u0633\u06cc\u0633\u060c \u0627\u0633\u062a\u0644\u0627\u0631 \u0631\u0634\u062f \u0642\u0627\u0628\u0644 \u062a\u0648\u062c\u0647\u06cc \u062f\u0627\u0634\u062a\u0647 \u0648 \u062a\u0648\u0627\u0646\u0633\u062a\u0647 \u0627\u0633\u062a \u0647\u0645\u06a9\u0627\u0631\u06cc\u200c\u0647\u0627\u06cc \u0645\u0647\u0645\u06cc \u0628\u0627 \u0634\u0631\u06a9\u062a\u200c\u0647\u0627 \u0648 \u0645\u0648\u0633\u0633\u0627\u062a \u0645\u0627\u0644\u06cc \u0628\u0632\u0631\u06af\u06cc \u0645\u0627\u0646\u0646\u062f IBM \u0628\u0631\u0642\u0631\u0627\u0631 \u06a9\u0646\u062f.<\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-a339d540 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<p class=\"uagb-question\">\u0648\u06cc\u0698\u06af\u06cc\u200c\u0647\u0627\u06cc \u0627\u0633\u062a\u0644\u0627\u0631 \u0686\u06cc\u0633\u062a\u061f<\/p><\/div><div class=\"uagb-faq-content\"><p>\u0627\u0633\u062a\u0644\u0627\u0631 \u062f\u0627\u0631\u0627\u06cc \u0648\u06cc\u0698\u06af\u06cc\u200c\u0647\u0627\u06cc \u0628\u0631\u062c\u0633\u062a\u0647\u200c\u0627\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0622\u0646 \u0631\u0627 \u0627\u0632 \u0633\u0627\u06cc\u0631 \u0627\u0631\u0632\u0647\u0627\u06cc \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0645\u062a\u0645\u0627\u06cc\u0632 \u0645\u06cc\u200c\u06a9\u0646\u062f. \u0627\u06cc\u0646 \u0634\u0628\u06a9\u0647 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0647\u0632\u0627\u0631\u0627\u0646 \u062a\u0631\u0627\u06a9\u0646\u0634 \u062f\u0631 \u062b\u0627\u0646\u06cc\u0647 \u0631\u0627 \u067e\u0631\u062f\u0627\u0632\u0634 \u06a9\u0646\u062f\u060c \u06a9\u0647 \u0628\u0631\u0627\u06cc \u0633\u06cc\u0633\u062a\u0645\u200c\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc \u0648 \u067e\u0631\u062f\u0627\u062e\u062a\u200c\u0647\u0627\u06cc \u0628\u06cc\u0646\u200c\u0627\u0644\u0645\u0644\u0644\u06cc \u0628\u0633\u06cc\u0627\u0631 \u0645\u0647\u0645 \u0627\u0633\u062a. \u0647\u0645\u0686\u0646\u06cc\u0646\u060c \u0627\u0633\u062a\u0644\u0627\u0631 \u062f\u0627\u0631\u0627\u06cc \u06cc\u06a9 \u0633\u06cc\u0633\u062a\u0645 \u062a\u0628\u062f\u06cc\u0644 \u0627\u0631\u0632 \u062f\u0627\u062e\u0644\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0628\u0647 \u06a9\u0627\u0631\u0628\u0631\u0627\u0646 \u0627\u0645\u06a9\u0627\u0646 \u0645\u06cc\u200c\u062f\u0647\u062f \u062a\u0627 \u0627\u0631\u0632\u0647\u0627\u06cc \u0645\u062e\u062a\u0644\u0641 \u0631\u0627 \u0628\u0647 \u0631\u0627\u062d\u062a\u06cc \u062a\u0628\u062f\u06cc\u0644 \u06a9\u0646\u0646\u062f. \u0633\u0631\u0639\u062a \u0628\u0627\u0644\u0627\u06cc \u062a\u0631\u0627\u06a9\u0646\u0634\u200c\u0647\u0627 \u0648 \u06a9\u0627\u0631\u0645\u0632\u062f\u0647\u0627\u06cc \u067e\u0627\u06cc\u06cc\u0646 \u0627\u0632 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